We maintain strong relationships with lenders and understand their internal processes — giving our clients a distinct advantage when it matters most.
Our team brings deep expertise across all areas of finance, enabling us to anticipate market shifts and guide clients with confidence through changing economic conditions.
Great financial outcomes begin with clear strategy. Whether you're starting from scratch or navigating a complex lending position, we tailor structured solutions to move you forward with confidence.
We lead with honesty and authenticity — not as a tactic, but as a standard. Our drive is to raise the bar for transparency and client-first service in the finance industry.
Looking to move, refinance, or buy your first home? We guide you through the process with clarity and confidence — helping you secure a loan that fits your life, not just your numbers.
Strategic finance solutions to grow and optimise your portfolio. Whether you're purchasing your first investment or scaling across multiple assets, we help structure lending that supports your long-term goals.
Whether you're working with a builder or managing your own project, we help structure lending that aligns with progress payments, timelines, and your long-term goals — so your build doesn’t stall due to finance.
From commercial property loans to working capital and asset finance — we help business owners secure smart, flexible funding that supports growth without compromising cash flow.
SMSF lending is complex — but it doesn’t have to be difficult. We understand the nuances of super fund purchases and help you navigate structuring, compliance, and lender policy from start to finish.
We work closely with buyer’s agents, accountants, and financial advisers to support their clients with strategic lending advice. Our collaborative approach ensures a seamless, high-trust experience for everyone involved.
We specialise in helping SMSF trustees secure finance for residential and commercial property purchases, with a deep understanding of the structure and strategy involved.
From first-time investors to seasoned buyers, we help clients secure the right loan structure to maximise returns and long-term flexibility.
Buying a home to live in? We help clients navigate loan options, securing bridging finance, or structure finance for flexibility, and secure competitive terms—whether it's your first home or your fifth.
Whether you're building your dream home or an investment, we manage the complexities of construction lending from slab to settlement.
Helping business owners and professionals access tailored funding solutions for commercial property, equipment, cash flow, and growth.
Reviewing existing loans to reduce costs, unlock equity, or consolidate debt—ensuring your structure matches your current and future goals.
The greatest point of difference between seeking finance from a local branch or online lender and working with a mortgage broker is the capacity to access different finance options.
When organising finance through a local branch or online lender you are limited to the rates and products that they can offer.
Working with a mortgage broker makes your options far greater, with Gold Coast Wealth having access to finance options from more than 50 different financial institutions. We offer specific tailored solutions for your finance needs; we do all the hard work and research, so you don’t have to.
The best part about using a mortgage broker is that they manage your loan going forwards, ensuring that you are receiving a competitive interest rate, and ongoing care for all your financial needs.
Should I have pre-approval before I start looking for a property?
Yes! We believe having all the answers up front is ALWAYS better than falling in love with a property and risk not being able to buy it. Working with GC Wealth, we complete an initial financial assessment to help you understand your borrowing capacity for any potential property or asset purchases.
We will help you through a step-by-step tailored loan option and application process to help you obtain a fully assessed pre-approval. These can last up to 90 days, and if required we help you extend the approval timeframes.
The better prepared you are for your meeting with a finance broker the more they are going to be able to assist you.
Financing in your personal name, including couples:
Information to have ready includes:
Financing through your business:
Information to have ready includes:
Your borrow capacity is all going to come down to a thorough analysis of your financial situation.
The best way to know your borrowing capacity is to get in contact with us to have a no obligation discussion about your current financial situation and goals.
Brokers are commonly known to be paid via commissions by lenders for introducing clients to their home loans products. There are some instances of fees being charged for more complex services such as SMSF lending or commercial/ asset finance applications. These fees should always be outlined by your broker upfront and before submission of your application.
Interest rates or “The Cash Rate” is set by the Reserve Bank of Australia (RBA). The RBA is an independent government body that decides what rate financial organisations can borrow money from them, and then on-lend the money to consumers and businesses. Financial institutions do not need to pass on rate increases or decreases to customers, but do so at their own discretion.
The Australian Prudential Regulation Authority (APRA) and the Reserve Bank of Australia (RBA) work together to set the “assessment rate”, which is the nominated interest rate above current standards that those seeking finance would have to meet hypothetically as a part of their borrowing capacity, and ability to repay their loans.
YES! Even though GC Wealth is a company based on the Gold Coast in QLD, we happily and readily support customers with their finance needs all over Australia. You don’t need to be living in the same state as your broker, but you do still need to meet the ID verification requirements for the lender.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal; tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.
At Gold Coast Wealth, we go beyond just getting you a loan. We bring clarity to complex lending — from SMSFs and investment strategies to business, property, and construction finance. Our focus is always on building long-term outcomes, not quick wins. Whether you’re an adviser looking for a trusted finance broking partner or a client chasing the next step forward, we’re here to help make it happen.
