SMSF Loans

A Self-Managed Super Fund (SMSF) is a private super fund that gives members full control over their retirement investments. Unlike retail or industry super funds, an SMSF allows investment in property, shares, term deposits, and more, following ATO regulations.

While SMSFs offer various investment options, this flyer focuses on SMSF property loans, a strategy that lets your superfund borrow to invest in real estate and grow long-term wealth.

SMSF refinancing

If your Self-Managed Super Fund (SMSF) already holds an investment property, refinancing the current SMSF loan
could help reduce costs, improve cash flow, and accelerate your financial goals. Just like a standard refinance, SMSF
refinancing involves replacing your existing SMSF loan with a new one—often with a better interest rate, improved
features, and a structure that aligns with your long-term retirement strategy.