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Property Buying Cost Calcualtor
Estimate all the upfront costs involved in buying a property beyond just the purchase price.
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Property purchase costs explained
What costs are involved in buying a property?
Beyond the purchase price you should budget for stamp duty, legal and conveyancing fees, building and pest inspections, loan application fees, lenders mortgage insurance if applicable, and moving costs.
How much should I budget for buying costs?
As a general rule, budget an additional 3-5% of the purchase price for buying costs. This varies by state, property type, and whether you are a first home buyer.
Can buying costs be included in my home loan?
Generally no. Buying costs need to be funded from savings separate to your deposit. Some lenders may consider capitalising certain costs into the loan in limited circumstances. Speak with a GCW broker for guidance.
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